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Why I Threw My Budget Out the Window {for the summer!}

I’ve always been very diligent with my budgeting: zero-based budget, every month; track all income and spending in my spreadsheets; keep my all cash envelope system in check. I’ll admit, it can be really hard at times! It can also be exhausting to keep track of it all. In case you missed me talking about it earlier — my husband is out of town for military training for the summer. He’s been in seminary for the past few years on his quest to become an Army Chaplain, and we’ve been living on his very low Reserves income, which is usually about $600 a month. But Read More

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How this works for us

I have to say, the many money-saving strategies that work for my family won’t work for everyone. I know many people (married couples, mostly) that just can NOT save a penny, because one or both of the people in the relationship has the wrong attitude about finances. I am very blessed that my husband is my biggest supporter. In fact, he was the one who converted ME to a frugal lifestyle. When we first met, I went through money like it was water. I didn’t save anything, not a penny. I didn’t even have a clue how much was in my bank account. I had Read More