Free Printable Gift Organizer {for frugal gifting!}

Free Printable Gift Organizer {for frugal gifting!}

I’ll be honest, I love buying gifts. Finding amazing treats for friends, family, and my children bring me so much joy. What I don’t love? The price tag. With my annual gift record document, the price tag is drastically reduced. This is because I am able to buy gifts FAR in advance, often for free, and definitely at a huge discount. For the last decade or so, I’ve been tweaking my system for how I keep track of who’s getting what and how much I spend, and I’ve finally got it down to a science. So today, I’m going to show you how I use Read More

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Time & Money: Earning VS. Saving

There are 24 hours in a day. That’s an indisputable fact. Everyone has exactly 24 hours to allocate to various pursuits, and we all have priorities that shape our days. I see so many people chasing another dollar “to make ends meet”, while at the same time maintaining a lifestyle full of expenses that are higher than they need to be. Today, I’m going to share with you some of the thought process that goes into my philosophy on money: that it is better to save than to earn. Calculate your rate of earnings. Minimum wage in the US is currently $7.25 an hour. If Read More

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Why I Don’t Clip Coupons Anymore

I probably get more questions about our grocery budget than any other part of our budget. People seem perplexed that I’m able to feed the six of us for $175 or less per month (including toiletries and cleaning products!). One of the common questions people ask is: So are you one of those extreme couponers then?  The answer is that I don’t coupons AT ALL. Ever. Not even a little bit. So why not?  Everybody knows you can get a TON of free food with coupons… right? Surely coupons are the only way to spend so little. I used to coupon relentlessly. I would spend hours Read More

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Save Money on Gas!

The single greatest thing that we have done to save gas is called hypermiling. It’s a relatively new concept, but one that is gaining in popularity. It basically means, increasing the expected miles-per-gallon of your vehicle by altering your driving habits. It can be done in any vehicle, not just hybrids or compact cars. In fact, we drive a minivan and get much better than expected fuel efficiency. There are many steps to hypermiling, but the basic concept is: avoid the brake pedal like the plague. When you hit the brake, you’re basically wasting all the gas you used to get up to that speed. Read More

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Weekly Menu: July 10th – 16th

Recently I did something I’ve never done before: I bought some groceries online! Here’s a little breakdown on how some of the different Amazon programs can save $$ on groceries. Amazon: Let me tell you about some of the different pricing options on Amazon: Subscribe & Save: This means that you are signing up for an automatic shipment in a few months. The good thing is that you can cancel as soon as your order ships, so you’re not obligated to stay on or purchase anything further. (I write in my date book to cancel, so I don’t forget!) For purchasing 1-4 S&S items in a calendar Read More

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Weekly Menu: July 3rd – 9th

So I failed in two major ways this week. I didn’t write a menu. AGAIN. I didn’t make it to Walmart until today… Thursday. Usually I try to go on Saturday, or Monday at the latest. So Thursday is bad for me. I don’t know what my deal has been this summer. I feel a little crazy with my husband gone for military training. If anything, that should make me want to be more efficient instead of decidedly less so. But I’m just trying to be honest and transparent with you guys. We have gotten McDonald’s and Little Caesar’s Hot’n’Ready pizzas a few times. Sometimes I make the kids Read More

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June Bulk Shop & Menu Totals

I’m a little late on the menu post this week, but I did eventually get my shopping done! I made two trips to the store this week: my usual weekly trip to Walmart and my regular monthly bulk shop at Gordon Food Service. I do most of my shopping at GFS, buying ingredients in bulk to save money (and increase our health by cooking from scratch!) I did not write an actual menu this week like I usually do. There are several reasons for this: my oldest kid is at camp and the ones left at home don’t eat much we are going out to dinner Read More

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Cheap Family Vacations!

Taking vacations with the family are awesome — you get to see new places, do new things, spend time together & make memories… but the expenses can add up FAST. Here are some ways to cut costs to the bone, so you can travel MORE and experience MORE with your money! TRAVEL OFF SEASON Like I mentioned in my post about all the ways homeschooling is cheaper than public school, homeschooling gives us the awesome benefit of traveling off season. We went to Spain in February (hello sunshine!). We did a 3 week tour of England, Scotland, and Ireland in September. We went to Italy Read More