How to Do a Spending Freeze

I do my best to be frugal most of the time. Especially right now with our super-restricted budget, watching every penny is a necessity. But everyone’s life goes through seasons where things change, and your usual habits start to fade away. Having a baby. Moving. Losing a job. Retiring. Becoming a stay-at-home mom. Becoming a working mom. Kids starting school. All of these life events throw a wrench in your schedule and your wallets. So every once in a while, my family combats these “wrenches” by instituting a spending freeze. A spending freeze will look different in every family, but the goal is the same: to Read More