sotw7

WIN a copy of Dave Ramsey’s ‘Financial Peace Revisited’ Book!!

If you’ve been around my blog for a while, then you know I’m CRAZY about Dave Ramsey and Financial Peace University! I’ve been following his principles for over a decade now, and we have managed to pay off all of our debt (over $100k worth!!), travel the world, pay cash for a house, and leave full time employment to go to seminary and follow God’s call for our lives! I cannot express enough how FREEING it is to have complete freedom over our lives, to go and do whatever Jesus needs! Because we are debt free and so frugal with our finances, our monthly expenses Read More

sotw7

How To Use The Envelope System (& WIN an Envelope System Wallet!!!)

I’m a HUGE fan of the Envelope System. You may have heard of it – Dave Ramsey has been touting its benefits for years, and frugal housewives have been using it for decades. It can seem overwhelming at first, but here’s a quick tutorial on how to get started using it to save your family BIG money. First, let’s talk about WHY. To put things simply, people spend more when they swipe a card over using cash. It’s all about the way your brain registers the money as a tangible resource leaving your possession. When you swipe a card, it’s an abstract thing – you Read More