The Ultimate Laura Ingalls Wilder Road Trip

Envelope System Giveaway Winner!

A few weeks ago, I posted about this AMAZING envelope system wallet, how to use it, and how you can win one! I’m excited to announce the winner of the giveaway… 🌟🎉 CONGRATULATIONS TO SARAH BRUNER!!! 🎉🌟   Didn’t win? I’m sorry! The good news for you is that I’m doing another fun giveaway from Nunes Ohana Mama soon, a passport wallet next time — so stay tuned for that! You can also head over to her Facebook page to order one! You get to customize the fabric & styles you want, and make it ALL you! There are so many cute choices!! 💕💗  

The Ultimate Laura Ingalls Wilder Road Trip

How To Use the Envelope System (& WIN an Envelope System Wallet)

I’m a HUGE fan of the Envelope System. You may have heard of it – Dave Ramsey has been touting its benefits for years, and frugal housewives have been using it for decades. It can seem overwhelming at first, but here’s a quick tutorial on how to get started using it to save your family BIG money. First, let’s talk about WHY. To put things simply, people spend more when they swipe a card over using cash. It’s all about the way your brain registers the money as a tangible resource leaving your possession. When you swipe a card, it’s an abstract thing – you Read More

The Ultimate Laura Ingalls Wilder Road Trip

Envelope System Giveaway Winner!!!

Last week, Thrifty Zippers sponsored a giveaway to win an Envelope System Wallet!  Isn’t it pretty?! I just love my wallet, and I loved seeing all of your comments about which wallets you loved as well! Well, I’m happy to announce that a winner has been chosen! Congratulations to… Aliyana!!! Aliyana, I sent you an email with information on how to claim your prize. As for the rest of you, I have a special surprise for you too! If you didn’t win, and you’d like to order a wallet from Thrifty Zippers, you can use the coupon code cozyden15 and get 15% off your purchase!!! Read More

The Ultimate Laura Ingalls Wilder Road Trip

How To Use The Envelope System (& WIN an Envelope System Wallet!!!)

I’m a HUGE fan of the Envelope System. You may have heard of it – Dave Ramsey has been touting its benefits for years, and frugal housewives have been using it for decades. It can seem overwhelming at first, but here’s a quick tutorial on how to get started using it to save your family BIG money. First, let’s talk about WHY. To put things simply, people spend more when they swipe a card over using cash. It’s all about the way your brain registers the money as a tangible resource leaving your possession. When you swipe a card, it’s an abstract thing – you Read More