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How To Write a Budget {and actually USE it!}

Ah, yes… dreaded B word: Budget. People think of a budget and they cringe. Budgets are restrictive. No fun. Too hard. Well, I tend to disagree. When done properly, budgets give you an immense sense of freedom! Before we had a written budget each month, I would feel so guilty about every penny I spent that I didn’t feel was vital to the family. Every time I bought myself a book, a shirt, or lunch out with my friends… I felt plagued with feelings like “We can’t afford this.” or “I shouldn’t be spending this money.” Once we had a written plan in place, it Read More