Save Money 💰 by Buying Groceries Online 🖥📦

Save Money 💰 by Buying Groceries Online 🖥📦

A few months ago, Walmart rolled out a new plan to combat the ever-growing monster known as Amazon. Don’t get me wrong, I love me some Amazon, but they don’t always have the best deals one groceries and perishables. When they do, it’s a little more complicated with the Subscribe & Save options, getting 5 items before your ship date for the extra savings,  and having to remember to cancel. (Read more about how to save on Amazon here.) One of the reasons I love Walmart’s new plan is because it’s SO EASY. I can pull it up on my phone and get a box of groceries delivered Read More

Tip Tuesday ~ Our Cozy Den

Tip Tuesday: Easy Beans!

We go through a lot of beans in this house — they are healthy, filling, yummy… lots to love about them! This hack to prepare them from dry beans will save you a TON of money over the canned kind! It’s SO much easier than the package instructions: no measuring, no stirring, no scorched beans at the bottom of the pot!  

Ways to save money on printing! ~ Our Cozy Den

Ways to Save on Printing!

As homeschoolers, our printer gets some serious mileage. As I mentioned in my post about the ways that homeschooling is cheaper than public school, there is a plethora of free curriculum available online, but a lot of it requires that you print-print-print. This can really add up over time, and you know frugal-me: I’m always  looking for places to trim the budget! Here are some of the ways that I’ve considerably reduced the amount we spend on printing — from the ink to the paper to the printer itself! 1. Choose your printer wisely. I had an HP printer for several years, and it seemed to Read More

Why We Got a Mortgage 🏡 {when we could've paid cash💰}  ~ Our Cozy Den

Why We Got a Mortgage 🏡 {when we could’ve paid cash💰}

Here on the blog, I try to be very transparent about our finances, our budget, & our spending. I think it really helps people to see that it’s possible to live a frugal lifestyle if they can see exactly how much we spend, what our weekly grocery budget looks like, and other details about our lives. Lately, we’ve found ourselves in a (slightly-stressful) and different financial situation from our normal, so I thought I’d be open with you all about that too! Our Recent Transition On this date 3 years ago, we paid cash for a home. We had just moved to Findlay, Ohio so that Read More

How to Save on Gas with Kroger Fuel Points (WITHOUT shopping at Kroger!)

How to Save on Gas with Kroger Fuel Points (WITHOUT shopping at Kroger!)

The cost of fuel is one of those expenses that is hardest for me to predict when I write out our monthly budget. Every choice we make to leave the house, take a trip, or fill up the tank affects our bottom line. We do several things to cut our expenditures in this category. Those things include: hypermiling to reduce our consumption planning errands like the UPS guys do (right turns, people!) using the Gas Buddy app to find the cheapest gas in our area (and predict rises and falls in prices) A lot of the time — in our town at least — the Read More

Fancy Cakes {for dummies!} 🎂

Fancy Cakes {for dummies!} 🎂

You guys know that I’m pretty frugal. I do not like to spend a lot of money on big birthday parties with the full-on Pinterest-worthy theme. I think they are awesome, don’t get me wrong — it’s just not how I choose to spend my hard-earned cash. I do, however, want my kids to feel ✨special✨ on their big day. The way that I do this is by baking themed cakes. I started doing this when Connor turned one. With a few exceptions here and there (like the year the movers were actually packing up our house on Sophie’s birthday), each kid has gotten a Read More

How to Save Money on Homeschooling 📚💰 ~ Our Cozy Den

How to Save Money on Homeschooling 📚💰

Homeschooling can be expensive. When I was a kid, my aunt homeschooled my cousins, and there weren’t many curriculum options out there. Which also meant that families didn’t spend a ton of money. But today, there are literally thousands of homeschool curriculum options, and the money can fly out the window faster than you can count it. In my post about “10 Ways Homeschooling is Cheaper than Public School“, I mention that it’s not necessary to spend money on curriculum. There are TONS of ways to get free curriculum, and even more ways to cut costs on the things you do decide to purchase. Today, Read More

Why {& how} we are trying to go AD-FREE ~ Our Cozy Den

Why {& how} we are trying to go AD-FREE

You’ve probably heard the statistics that Americans are exposed to a whopping 4,000-10,000 ads per day. Yikes. That’s a lot of information being thrown at us on a daily basis. The average American in 1970 saw 500 ads per day. In 45 years, that’s like a 1000% increase in ads. Let’s compare this to the American trend on debt. In that same timeframe, the average American consumer debt has increased from $500 per person to over $11,000 per person.  {do those numbers look eerily similar to anyone else?!} I don’t think it’s too much of a reach to say that ads = spending. Marketing works. Read More

How (and why!) to set up Tickler Funds with CapitalOne 360 ~ Our Cozy Den

How (and why!) to set up Tickler Funds with CapitalOne 360

Tickler Funds are one of my favorite budget hacks. Don’t ask me who named it — it has nothing to do with tickling! Some people also call them “Sinking Funds”. The concept is so simple: Christmas costs $600 and comes once a year. So you save $50 a month for Christmas, instead of trying to front the whole cost in December (ouch). You can use it for anything that is an irregular expense you have. Car insurance if you pay every 6 months instead of monthly. Homeschool supplies that you buy at the beginning of the school year. Gifts for birthdays & Christmas. Setting aside Read More

Free Printable Gift Organizer {for frugal gifting!}

Free Printable Gift Organizer {for frugal gifting!}

I’ll be honest, I love buying gifts. Finding amazing treats for friends, family, and my children bring me so much joy. What I don’t love? The price tag. With my annual gift record document, the price tag is drastically reduced. This is because I am able to buy gifts FAR in advance, often for free, and definitely at a huge discount. For the last decade or so, I’ve been tweaking my system for how I keep track of who’s getting what and how much I spend, and I’ve finally got it down to a science. So today, I’m going to show you how I use Read More